The HLS Group

HLS Financial Planning

• Individual
• Corporate

Latest News

Funds

• Hiring by smaller banks spurs finance job market
• Armstrong seeks dividend to fight inflation
• Finisterre says China to avoid hard landing

Markets

• Greece talks cast lengthy shadow
• Brazilian equities burst back into life
• Zero-based money risks trapping recovery

Personal Finance

• Hiring by smaller banks spurs finance job market
• Tesco delays current account launch to 2013
• House prices up 0.6 percent month-on-month

Stocks and Shares

• Euro zone strugglers lack innovative knack
• Merkozy fights to prevent Merkollande
• Japan's stay-at-home firms finally spread their wings

Individual Financial Planning

'If you don't know where you are going you'll probably end up somewhere else' 
Dr P J Lawrance

 Through HLS Financial Planning we offer a bespoke planning service for individual clients .Through our unique service we help our clients to plan their financial future and know that they should never run out of money.

We will undertake a detailed analysis of your current financial situation and identify whether any shortfalls exist which might prevent you from achieving your desired aims and objectives in life. This is achieved through our six stage process of Strategic Financial Planning.

• Stage 1 - The Discovery Meeting - where we will discuss your aims and objectives and establish what is important to you. We will then record your current financial position and obtain your authority to contact any existing product providers for further details on the investments and policies that you hold. 

• Stage 2 - We contact the companies of your existing investments and policies to request detailed up to date information.  We will ask for specific information as it relates to your identified objectives to ensure your existing provisions continue to meet your requirements.

• Stage 3 - Once this information has been received, a detailed analysis will be conducted to identify any weaknesses and shortfalls.

• Stage 4 - A Strategic Financial Plan will be created providing an overview of your situation and aspirations. It will provide generic advice on how to improve your position and work towards meeting your aims and objectives.

• Stage 5 - With the Strategic Financial Plan as a basis for our recommendations we will discuss and prioritise what action you want to implement immediately and outline a timetable for the future.  Having agreed on the appropriate actions we will be happy to undertake the submission, administration and implementation of the recommended solutions though our regulated company HLS Financial Management. 

• Stage 6 - Having created a Strategic Financial Plan to meet your aims and objectives and put in place recommendations to help you achieve them, it is important that the plan and recommendations are regularly reviewed and adjusted to meet any changes in circumstances or expectations. We will agree on a review programme with you to suit your requirements.